Banking
Sovereign AI for banks.
Digital banking, business banking, payments and AI agents that run next to your core, inside your jurisdiction.
Digital banking at speed
Launch onboarding, payments, savings, lending and PFM from a proven component library.
Business banking and real-time money movement
Payments, collections, payroll and bulk transfers for corporate and SME customers.
AI that regulators can live with
Models deployed in-country, agents inside cases, and fiduciary decisions kept human.
Customers on WhatsApp
Service, sales and verification in the channel your customers already use.
What we deploy
The products that matter most for banking.
stagemachine Finance
Composable digital banking, payments and insurance, built on the P3 component library.
Explore Finance Sovereign AI and model layerMassif
Open-weight models, deployed and tuned inside your jurisdiction.
Explore Massif AI customer engagement on WhatsApp, voice and videostagemachine Engage
AI that answers on WhatsApp, voice and video, with humans who take over when it matters.
Explore Engage AI-native internal operating systemstagemachine OS
The anti-ERP: every case, every stage, every action, run by agents with humans at the gates.
Explore OSCustomer stories

Soneri Bank: digitalising a conventional bank
Soneri Digital, the bank's consumer digital bank, runs on our platform. Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner.
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Cards, wallets and payments for banks and retailers
Project work for Tesco Lotus, BNP Paribas, TMB, Krungthai, Fashion Island and e5 across card issuance, POS terminals, payment apps, e-money, closed loop, P2P, fund management and transfers.
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Zapp: wallet, POS and e-commerce
Zapp brings wallet, point-of-sale and e-commerce capabilities to consumers and merchants, as part of the mass-consumer offering around Soneri Bank.
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PMEX: a digital trade platform
For the Pakistan Mercantile Exchange (PMEX) we delivered platform work for digital trade, part of our 2020 programme of complete platforms for digital banking, trade, insurance and e-commerce.
Read the storySee sovereign AI on your own workflow.
Book a demo and we will show you how it runs in your environment, with your brand.