Agentic banking and insurance platform
Agentic banking and insurance, live in production.
stagemachine Finance brings together a large library of banking and insurance components and AI agents, so banks and insurers can compose new digital services quickly, on their own infrastructure, next to their existing core.
Banking and insurance components
Composable digital banking, payments and insurance, built on the P3 component library.
Banking
- Consumer banking
- Corporate and business banking
- Trade banking
- E-onboarding and digital identity
- Biometric login
- A2A and P2P transfers
- Bill payments and top-ups
- Remittances
- Multi-currency
- Savings
- Mortgage and car finance
- Loan origination
- AI credit scoring
- Fraud shield
- Limits
- Wealth advisory
- Predictive churn prevention
- Digital banking and PFM
Insurance
- Real-time claims
- Omnichannel distribution
- Underwriting assistant
- Fraud shield
- GL and accounting
- Micro insurance
- Dynamic pricing
- Embedded insurance
- Reinsurance and AI risk
- Policy recommendation
- Reports and BI
stagemachine Finance runs alongside your system of record. At Soneri Bank, for example, the bank's core stays in place while digital, payments and AI engines run on our platform.
Design. Build. Operationalise.
How we take a bank or insurer from idea to production.
Design
Work with our product, experience and service designers to reimagine the service.
Build
Compose from the component library and APIs to go from zero to one fast, delivering outcomes early and iterating.
Operationalise
Stabilise, then support change and adoption across the enterprise.
Customer stories
Where the platform behind stagemachine Finance runs today.
Soneri Bank: digitalising a conventional bank
Soneri Digital, the bank's consumer digital bank, runs on our platform. Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner.
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Jubilee Insurance: digitalising insurance
For many years our platform has powered Jubilee Insurance's digital insurance services: customer apps, a claims-ready customer web, and reports and BI based on an AI-based insurance engine.
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PMEX: a digital trade platform
For the Pakistan Mercantile Exchange (PMEX) we delivered platform work for digital trade, part of our 2020 programme of complete platforms for digital banking, trade, insurance and e-commerce.
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Zapp: wallet, POS and e-commerce
Zapp brings wallet, point-of-sale and e-commerce capabilities to consumers and merchants, as part of the mass-consumer offering around Soneri Bank.
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Cards, wallets and payments for banks and retailers
Project work for Tesco Lotus, BNP Paribas, TMB, Krungthai, Fashion Island and e5 across card issuance, POS terminals, payment apps, e-money, closed loop, P2P, fund management and transfers.
Read the storyWorks with
Massif
Open-weight models, deployed and tuned inside your jurisdiction.
Explore Massif AI-native internal operating systemstagemachine OS
The anti-ERP: every case, every stage, every action, run by agents with humans at the gates.
Explore OS Realtime commerce platformstagemachine Commerce
Ordering, subscriptions, payments and agent-ready storefronts that sell in real time.
Explore Commerce AI customer engagement on WhatsApp, voice and videostagemachine Engage
AI that answers on WhatsApp, voice and video, with humans who take over when it matters.
Explore EngageFrequently asked questions
Do we have to replace our core banking system?
No. stagemachine Finance is designed to run next to your existing core as the digital, payments and AI layer.
Does stagemachine Finance cover insurance?
Yes. The platform includes claims, distribution, underwriting assistance, fraud, accounting and AI-based reports and BI. We powered Jubilee Insurance's digital insurance services for many years.
Is this the P3 platform?
Yes. stagemachine Finance is built on the P3 component library, the platform behind Soneri Digital, now extended with the stagemachine.ai model and agent layer.
See stagemachine Finance in action.
Book a demo and we will show you how it runs in your environment, with your brand.